A New Year’s Resolution is not complete without addressing financial goals. 

I tend to focus on action items (things I can plan, act and control) and not particularly the financial outcome; perhaps for you the resolution is a $$ goal.  It would be nice to earn a million dollars a year, but for me that’s not possible, so setting it as a goal is just unrealistic.  Instead, I consider what is worthy of my efforts and commitment, determine what is achievable, and challenge myself to succeed. 

In 2020 I challenged myself to complete a few large pieces of artwork and attempt to sell them. Each month that I procrastinated getting into the studio, I cringed when I looked at the Financial Goals on my Vision Board. I couldn’t get motivated, but my Vision Board kept daring me to get started—the year was ticking away.  Finally, in September, I forced myself into the studio to paint.  After that first week the inspiration began to flow.  The effort turned into completing over 100 pieces of art, starting an online business, and doing a few art shows in the last two months of the year.  The point is:  I would have never started without that 2020 New Year’s Resolution which held me accountable to make an effort.

Make a list of personal financial goals.  Then determine what is achievable in the next 12 months and add it to your Vision Board.  Add a reward system for meeting your goal.  Look at it each month and hold yourself accountable.  Achievement will bring you Joy!

Lagniappe. The image is of the Financial Goals on my Resolution Board.

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